Thursday, December 6, 2012

the best feeling ever!












a few days ago, chas and i accomplished a HUGE goal that we've been working on for the last three years. we finished paying off allllll my student loans from grad school! i cannot tell you how blessed we feel to now be completely out of debt. we are so excited to not have to give away huge chunks of money every month and finally be able to start saving towards things like a house down payment and maybe a fun little trip to italy or something!

we don't make tons of money and the amount of loans i had was pretty sizeable. also, during this time we didn't have health insurance and paid for all of my maternity care and hero's birth completely out of pocket. if we can do it, you can do it too!

our secret?

shove every single bit of extra money towards the debt. everything.
try get by with less, put off that fun vacation, share one car, etc.
obviously, not rocket science but it really does work! and the feeling of accomplishing your goal is amazing!

26 comments:

SarahJane Miller said...

YAY YAY YAY! Congratulations lady!

Pamela said...

Congratulations. What an elated feeling! Two big thumbs up to the two of you!

Hannah DeVries said...

That is so amazing! I am working toward paying off my student loans and will have the biggest party ever when they are paid off!

Haley Marie said...

aw yay that's so awesome!

Kaity said...

As someone finally having to face the reality of my student loan debt, I totally envy you. I can imagine what a wonderful feeling it is to have that load off your back!

Brooke said...

This is awesome! You guys are an inspiration :)

ellen said...

Good for you!

Megan said...

WAAHOOOOO that is a great accomplishment :) Congrats!!!

Marissa@ Momma Rake said...

This is so inspiring! My hubby and I are working through Dave Ramsey's Total Money Makeover and we are slowly paying off all of our debt. Our friends and family think we are crazy (and CHEAP) but we don't care! Can't wait to be debt free! Congrats!

Kelly Jo said...

That is AWESOME! CONGRATS to both of you! Dave Ramsey would be proud! :o)

Whitney @ Everything Happens For a Reason said...

Congrats!

I've deferred mine twice, because I have been unemployed and probably will continue to do so, until my credit cards are paid off. I'm 26. My goal is to have my credit cards AND student loans paid off by age 30-31.

Amy said...

Congratulations!!! So happy for you guys!

Jessica Wray said...

OH MY HEAVENS! CONGRATS!

funsizetessa said...

Congratulations!! Talk about the best feeling ever!

Jenna said...

Way to go, Sam and Chas!

Rachael said...

Awesome accomplishment! Whoo hoo!! I've never have debt yet, because I've never had to deal with student loans, but I can imagine how much of a relief that is for you!
And wow, no health insurance with the baby? I didn't know that. I myself don't have health insurance right now, and that's just for me. That's pretty great of you to have to do that with your daughter. I know you HAD to do it with your daughter, but still that's admirable. And good to know that you can do it out of pocket too!

Clandestine Road said...

Congratulations!

Kristina said...

Congratulations!! I always tell my friends they should focus on doing that, now I have proof that it works!

Kristina

Kristina does the Internets

Treasure Tromp said...

absolutely amazing!!! congratulations

♥ Nadine said...

Hooray! I'm happy for you. :) Just right in time for Christmas, not. What a year - a baby, a paid off loan, a new business - there's happening a lot around your place. :)

Have a great weekend. xo.

Janice said...

I LOVE this post. Congratulations!

Kiki said...

Hooray and congrats to you! That must be an amazing feeling! I don't even want to think about my *future* Master's degree costs!

Emily said...

AMAZING!!!! kudos to you! Such an inspiration that it can be done! :)

kylie said...

i'm jealous!

Marloes said...

Phhheoo I am so not looking forward to pay back my loan.. blegh, something I don't want to think about right now. It does give me the most amazing chance of a lifetime though so I guess it should be worth it :)
I'm so happy for you, I can only imagine how good it must feel!

Abby (Diligent Joy) said...

WAHOOOOOOO! This is awesome. Congrats!